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days prior to the effective date of the notice.
Cancellation for nonpayment of premium will be made by providing
not less than ten (10) days notice to the Agreement holder
and the lien holder. If the company cancels this Agreement,
earned premiums shall be computed on a prorated basis. the
refund will be made within fifteen (15) days of the notice
of cancellation.
All cancellations requested by You will be
calculated using the customary short rate method.
HAWAII
Under the DEFINITIONS section, the definition
of Breakdown is deleted and replaced with the following:
Breakdown - Means the failure of a covered
part under normal service due to defects in material and
workmanship. A covered part has failed when it can no longer
perform the function for which it was designed solely because
of its condition and not because of the action or inaction
of any non-covered parts.
Under the cancellation of Your Agreement
section paragraph e. is deleted and replaced with the following:
e. The right to receive a full refund for
cancellation within the first (60) days is not transferable
and only applies to the original purchaser and only if no
claim has been made. A ten percent (10%) penalty per month
shall be added to a refund of a Service Agreement which
is cancelled within the first sixty (60) days that is not
paid or credited within forty-five (45) days after return
of the Service Agreement to the provider.
IDAHO
Notice: Coverage afforded under this Agreement
is not guaranteed by the Idaho Insurace Guarantee Association.
ILLINOIS
Under the DEFINITIONS section, the definition
of Breakdown is deleted and replaced with the following:
Mechanical Breakdown or Failure - Means the
inability of any covered part(s) to perform the function(s)
for which it was designed due to defects in material or
workmanship. Mechanical Breakdown does not include the gradual
reduction in operating performance due to normal wear and
tear where a Failure has not occurred. The manufacturer
has established tolerances for the express purpose of defining
Failure and serviceability. When specifications exceed these
manufacturer's tolerances a Failure will be considered to
have occurred.
Under the CANCELLATION OF YOUR AGREEMENT
Section, paragraph e. is deleted and replaced with the following:
e. If this Agreement is cancelled within
the first sixty (60) days, We will refund the entire Agreement
price paid, less any claims paid or pending, whichever refund
is less, less and administration fee of fitys dollars ($50)
or ten percent (10%) of the Agreement price, whichever is
less. The Administrator is responsible for honoring cancellation
requests.
INDIANA
Your proof of payment to the issuing dealer
for this Agreement shall be considered proof of paymentto
the insurance company which guarantees Our obligations to
You, providing such insurance was in effect at the time
You purchased this Agreement.
IOWA
If You have any questions regarding this
Agreement, You may contact the Administrator by mail or
by phone.
Refer to the DECLARATION Section for the
Administrator's address and toll-free telephone number.
IOWA RESIDENTS ONLY may also contact the Iowa Insurance
Commissioner at the Iowa Securities Bureau, 340 Maple Street,
Des Moines IA 50319-0066, telephone (515) 281-4441. Any
motor vehicle weighing 16,000 pounds or more is not covered
under Iowa Code 321l.
Travel Trailer Owners: If You have any questions
regarding this Agreement, You may contact the Administrator
by mail or by phone. Refer to the DECLARATION Section for
the Administrator's address and toll-free telephone number.
KANSAS
Travel Expenses ancillary benefit is not
available in Kansas.
KENTUCKY
Under the DEFINITIONS section, the definition
of Breakdown and We, Us Ours is deleted and replaced with
the following:
Breakdown - Means the failure of a covered
part due to defects in material and workmanship. A covered
part has failed when it can no longer perform the function
for which it was designed solely because of its condition
and not because of the action or inaction of any non-covered
parts.
We, Us, Our - Means the Administrator, Prizm
Administrative Solutions, Inc., who is obligated to perform
under this Agreement as shown in the DECLARATIONS Section
of Your Agreement.
In accordance with KRS 304.5-070(1)(a) and
(p) along with 806 KAR 5:050,
Substitue Transportation, Towing Allowance, Road Service,
Travek Expenses, and Service Call Reimbursement are not
covered unless the benefit is directly related to losses
resulting from defects in material or workmanship.
MASSACHUSETTS
The fifty ($50) dollar fee to transfer or
cancel this Agreement does not apply.
Under the FILING A MECHANICAL BREAKDOWN CLAIM Section, Paragraph
#2 is replaced with:
Take Your Vehicle to a Licensed Repair Facility-If
Your Vehicle breaks down, return it to the selling dealer
if possible or practical. If this is not possible or practical,
take Your Vehicle to any licensed repair facility.
Paragraph #3 is replaced with:
Provide the Repair Facility with a Copy of
Your Agreement and/or Your Agreement Number if possible.
Under the WHAT IS NOT COVERED Section, paragraph
d. is amended to add the following statement:
Loss resulting from inadequate amounts of
coolant, lubricants, or fluids will be covered if the loss
of coolant, lubricants, or fluids is caused by failure of
a covered/listed part.
MINNESOTA
The coverages listed below are provided to
You by the dealer at no charge as required by Minnesota
Statute 325F.662. The term of the required warranty is based
on the mileage at the time of sale as follows:
Used vehicles with less than 36,000 miles
at the time of sale:
Provides coverage for sixty (60) days or
2,500 miles, whichever occurs first
Used vehicles with 36,000 miles or more but
less than 75,000 miles at the time of sale:
Provides coverage for thirty (30) days or
1,000 miles, whichever occurs first.
Engine: Lubricated Parts; Intake Manifolds;
Engine Block; Cylinder Heads; Rotary Engine Housing and
Ring Gear; Water Pump; Externally Mounted Mechanical Fuel
Pump; Radiator; Alternator; Generator; and Starter.
Transmission: Case; Internal Parts;
Torque Convertor; or, the Manual Transmission Case and Internal
Parts.
Drive Axle: Axle Housing on vehicles
other than passenger vans, mounted on a truck chassis. Brakes:
Master Cylinder; Vacuum Assist Booster; Wheel Cylinder;
Hydraulic Lines and Fittings; and Disc Brake calipers.
Steering: Gear Housing and all Internal
Parts; Power Steering Pump; Valve Body; Piston; and Rack.
Note: The following parts are covered only on vehicles with
less than 36,000 miles: Steering Rack; Radiator; Alternator;
Generator; and Starter.
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