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days prior to the effective date of the notice. Cancellation for nonpayment of premium will be made by providing not less than ten (10) days notice to the Agreement holder and the lien holder. If the company cancels this Agreement, earned premiums shall be computed on a prorated basis. the refund will be made within fifteen (15) days of the notice of cancellation.

All cancellations requested by You will be calculated using the customary short rate method.

HAWAII

Under the DEFINITIONS section, the definition of Breakdown is deleted and replaced with the following:

Breakdown - Means the failure of a covered part under normal service due to defects in material and workmanship. A covered part has failed when it can no longer perform the function for which it was designed solely because of its condition and not because of the action or inaction of any non-covered parts.

Under the cancellation of Your Agreement section paragraph e. is deleted and replaced with the following:

e. The right to receive a full refund for cancellation within the first (60) days is not transferable and only applies to the original purchaser and only if no claim has been made. A ten percent (10%) penalty per month shall be added to a refund of a Service Agreement which is cancelled within the first sixty (60) days that is not paid or credited within forty-five (45) days after return of the Service Agreement to the provider.

IDAHO

Notice: Coverage afforded under this Agreement is not guaranteed by the Idaho Insurace Guarantee Association.

ILLINOIS

Under the DEFINITIONS section, the definition of Breakdown is deleted and replaced with the following:

Mechanical Breakdown or Failure - Means the inability of any covered part(s) to perform the function(s) for which it was designed due to defects in material or workmanship. Mechanical Breakdown does not include the gradual reduction in operating performance due to normal wear and tear where a Failure has not occurred. The manufacturer has established tolerances for the express purpose of defining Failure and serviceability. When specifications exceed these manufacturer's tolerances a Failure will be considered to have occurred.

Under the CANCELLATION OF YOUR AGREEMENT Section, paragraph e. is deleted and replaced with the following:

e. If this Agreement is cancelled within the first sixty (60) days, We will refund the entire Agreement price paid, less any claims paid or pending, whichever refund is less, less and administration fee of fitys dollars ($50) or ten percent (10%) of the Agreement price, whichever is less. The Administrator is responsible for honoring cancellation requests.

INDIANA

Your proof of payment to the issuing dealer for this Agreement shall be considered proof of paymentto the insurance company which guarantees Our obligations to You, providing such insurance was in effect at the time You purchased this Agreement.

IOWA

If You have any questions regarding this Agreement, You may contact the Administrator by mail or by phone.

Refer to the DECLARATION Section for the Administrator's address and toll-free telephone number. IOWA RESIDENTS ONLY may also contact the Iowa Insurance Commissioner at the Iowa Securities Bureau, 340 Maple Street, Des Moines IA 50319-0066, telephone (515) 281-4441. Any motor vehicle weighing 16,000 pounds or more is not covered under Iowa Code 321l.

Travel Trailer Owners: If You have any questions regarding this Agreement, You may contact the Administrator by mail or by phone. Refer to the DECLARATION Section for the Administrator's address and toll-free telephone number.

KANSAS

Travel Expenses ancillary benefit is not available in Kansas.

KENTUCKY

Under the DEFINITIONS section, the definition of Breakdown and We, Us Ours is deleted and replaced with the following:

Breakdown - Means the failure of a covered part due to defects in material and workmanship. A covered part has failed when it can no longer perform the function for which it was designed solely because of its condition and not because of the action or inaction of any non-covered parts.

We, Us, Our - Means the Administrator, Prizm Administrative Solutions, Inc., who is obligated to perform under this Agreement as shown in the DECLARATIONS Section of Your Agreement.

In accordance with KRS 304.5-070(1)(a) and (p) along with 806 KAR 5:050,
Substitue Transportation, Towing Allowance, Road Service, Travek Expenses, and Service Call Reimbursement are not covered unless the benefit is directly related to losses resulting from defects in material or workmanship.

MASSACHUSETTS

The fifty ($50) dollar fee to transfer or cancel this Agreement does not apply.
Under the FILING A MECHANICAL BREAKDOWN CLAIM Section, Paragraph #2 is replaced with:

Take Your Vehicle to a Licensed Repair Facility-If Your Vehicle breaks down, return it to the selling dealer if possible or practical. If this is not possible or practical, take Your Vehicle to any licensed repair facility.

Paragraph #3 is replaced with:

Provide the Repair Facility with a Copy of Your Agreement and/or Your Agreement Number if possible.

Under the WHAT IS NOT COVERED Section, paragraph d. is amended to add the following statement:

Loss resulting from inadequate amounts of coolant, lubricants, or fluids will be covered if the loss of coolant, lubricants, or fluids is caused by failure of a covered/listed part.

MINNESOTA

The coverages listed below are provided to You by the dealer at no charge as required by Minnesota Statute 325F.662. The term of the required warranty is based on the mileage at the time of sale as follows:

Used vehicles with less than 36,000 miles at the time of sale:

Provides coverage for sixty (60) days or 2,500 miles, whichever occurs first

Used vehicles with 36,000 miles or more but less than 75,000 miles at the time of sale:

Provides coverage for thirty (30) days or 1,000 miles, whichever occurs first.

Engine: Lubricated Parts; Intake Manifolds; Engine Block; Cylinder Heads; Rotary Engine Housing and Ring Gear; Water Pump; Externally Mounted Mechanical Fuel Pump; Radiator; Alternator; Generator; and Starter.

Transmission: Case; Internal Parts; Torque Convertor; or, the Manual Transmission Case and Internal Parts.

Drive Axle: Axle Housing on vehicles other than passenger vans, mounted on a truck chassis. Brakes: Master Cylinder; Vacuum Assist Booster; Wheel Cylinder; Hydraulic Lines and Fittings; and Disc Brake calipers.

Steering: Gear Housing and all Internal Parts; Power Steering Pump; Valve Body; Piston; and Rack. Note: The following parts are covered only on vehicles with less than 36,000 miles: Steering Rack; Radiator; Alternator; Generator; and Starter.

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