Posted: 11/15/2004 9:23am
I agree with those that have worked w/ Excel Credit & John Hood - we did the same and it was 1/2%-3/4% LESS than what our dealer was telling us.
Enjoy your new coach

Tammy & Tom

Posted: 11/15/2004 9:16am
I also financed through Excel and John Hood. They were one of the few willing to finance my older MH. Very personalized service working with them.

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Also try Excel Credit. They are an operation out of Florida and I worked with a gentleman named John Hood. Extremely competitive, reliable, and professional.

Posted: 10/28/2004 6:46pm
I second Excel Credit and John Hood. Very professional from start to finish.

Self, Wife, 3 Boys, 2 Dogs
2002 Winnebago Adventurer 35U W20 8.1L

Posted: 10/28/2004 6:58am
Try Excel Credit, ask for John Hood, easy to work with and he will lead you every step of the way..They are on the Internet. No affilliation in any way...

Happy Trails.

Itchn2go

Posted: 10/14/2004 6:41pm
Try Excel Credit - they also go by RVFinancingDirect.com. They're based in Florida and were a pleasure to deal with. The gentlemen I worked with - John Hood - was very professional, efficient, and extremely knowledgable. I got 5.25% back in May over 15 years with 10% down.

Self, Wife, 3 Boys, 2 Dogs
2002 Winnebago Adventurer 35U W20 8.1L

Posted: 9/25/2004 6:44pm
We used Excel Credit. Their website is: rvfinancingdirect.com. Dealt w/ John Hood who is extremely patient, helpful, knowledgeable, and professional. They even took care of my registration in California although our motorhome was purchased from a private party in Arkansas.

~~~~~~~~

Excel Credit,,Johnny Hood...great to work with..Good miles and Happy Trails.

Itchn2go

Posted: 8/9/2004 12:13am
I'll second (or third) rvfinancingdirect.com which is Excel Credit as Todd mentions. I worked w/ John Hood and his assistant Michelle. They are based in Florida and was fantastic to deal with. Very thorough and conscientious. Just financed through them and the transaction was very smooth.

Self, Wife, 3 Boys, 2 Dogs
2002 Winnebago Adventurer 35U W20 8.1L

Posted: 8/8/2004 9:46pm
I also used RVFinancingDirect.com on my used MH. Responsive, hands-on folks. They are actually "Excel Credit."

SneakySnake:
George & Coleen

Posted: 8/2/2004 3:58pm
I went with Excel Credit over the internet. http://www.rvfinancingdirect.com

Worked with Johnny Hood who was very patient and fantastic to work with. They took care of everything - even my DMV as my 2002 coach was purchased from a private party from another state. I locked at 5.25% for 18 months back in early May. As you know, interest rates have climbed almost a 0.75% to 1.00% since then.

Self, Wife, 3 Boys, 2 Dogs

Posted: 8/3/2004 9:38am
I think most companies that want your money play games. As an example, I purchased an HP printer/copier/scanner/fax machine this Sunday, tried to install but found out it doesn't come w/ a USB cable - a major component in connecting this to the computer. I had to buy this separately on Monday. Cost me more money. Think of the car dealerships that advertise their loss leader only to find out that they "sold" that one but will gladly sell you something close that's much more expensive (hence more profit).

Let me be very clear, however, that the people at Excel Credit are fantastic - very curteous, professional, and consciencious. I will definitely work with them again in the future when the need arises.

Worked with Johnny Hood who was very patient and fantastic to work with. They took care of everything - even my DMV as my 2002 coach was purchased from a private party from another state. I locked at 5.25% for 18 months back in early May. As you know, interest rates have climbed almost a 0.75% to 1.00% since then.

Self, Wife, 3 Boys, 2 Dogs

Posted: 6/25/2004 8:30am
give Excel credit a call at 1-800-337-7774 they do boats and RV's good luck

Greg aka SeaDog (Black Rock Ranger)
96 Winnebago Adventurer 34 W/SO
Harley Ultra Classic

Posted: 5/26/2004 9:26pm
I got a lock on a 15 year fixed loan at 5.25% from Excel Credit. That was 2 weeks ago and interest rates have since climbed about 0.5%. The loan was w/ 10% down payment(including tax and registration in the loan amount). They were great. Worked w/ John Hood who is very knowledgeable and professional.

Self, Wife, 3 Boys, 2 Dogs

Posted: 5/26/2004 10:00am
Bought our 40' TSDP new, got 4.9% from excel credit, 20 years 10% down. Went very smooth!
Just got a 161K loan (after 10% down) from Excel Credit at 4.9%. Rate last week was 5.25%. FICA score must be >700. Good Luck.

Steve,Kathy,Josh & Morpheus the Basenji

Posted: 4/12/2004 5:39pm

Hi,
I used Excel Credit, Longwood, FL and they prequalified. They held the quoted interest rate for 90 days. The amount you qualify for was good for 180 days. The phone is 1-800-337-7774. Interest rates change after unit is five years of age.

RTJ49

_____

Crusin
You can do better than 6.3%. I posted the following elsewhere on tips for RV financing.

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I used Excelcredit last month on my purchase of a new Dutchstar. 4.25% fixed first 3 years, then prime plus .50 for next 17 yrs. 20% down payment. Prime today is 4.00. Fixed was 5.25 I opted for the lower fixed rate first 3 yrs, then variable because we know we will be selling this coach in 4 to 6 years. To me it doesn't make any sense to try to build equity in a rapidly depreciating asset that I will be selling 5 years into a 20 year loan. John Hood was my guy at Excel Credit. Easy to work with and very professional. They placed the loan with Wachovia Bank. Prepayment penalty if paid off in less than one year. None thereafter.

(800) 337-7774

www.RVFinancingDirect.com

Dexter & Cherie
2004 40ft Dutch Star

Posted: 3/4/2004 5:31pm

Hi,
I used Excel Credit, Longwood, FLA. 1-800-337-7774 So far nothing but great service.

I purchased a 1997 Foretravel. I also had approval for a 1990 Bluebird. The Bird would have cost an additional 1/4% on the interest rate, as it was over eight years old. There have no problems with Excel. Real nice people to deal with! Good luck

RTJ49
1997 U320 Foretravel

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