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c. Any remaining manufacturer's warranty must also be transferred at the same time as Vehicle ownership transfer.

d. Copies of all maintenance records showing actual oil changes and manufacturer's maintenance records must be tetained by the new owner, along with similar documentation for future maintenance work which the new owner will perform in accordance with the PURCHASER RESPONSIBILITIES section of this Agreement.

CANCELLATION OF YOUR AGREEMENT

a. You may cancel this Agreement by returning it to Us, along with a signed letter stating the odometer mileage on the date of cancellation.

b. We may cancel this Agreement for non-payment of the Agreement charge, or for intentional misrepresentation in obtaining this Agreement or in the submission of a claim.

c. If Your Vehicle and this Agreement have been financed, the lien holder shown on the DECLARATION Section may cncel this Agreement for non-payment or if Your Vehicle is declared a total loss or is repossessed.

d. In the event of cancellation, the Lien Holder, if any, will be named on the cancellation refund check as their interest may appear. The Lien Holder will be the sole payee on refund checks where the collateral has been repossessed or is a total loss. Please see Your Issuing Dealer to collect Your refund, as all cancellation refunds are sent to them.

e. If this Agreement is cancelled within the first sixty (60) days, We will refund the entire Agreement price paid, less any claims paid or pending. If this Agreement is cancelled after the first sixty (60) days, We will make a pro rata refund based on time or mileage, whichever refund is less, less a fifty dollar ($50) administration fee.

SPECIAL STATE REQUIREMENTS/DISCLOSURES

The followign Special State Requirements and/or Disclosures apply if this Agreement was purchased in one of the following states:

ALABAMA

Under the CANCELLATION OF YOUR AGREEMENT Section, paragraph

e. is amended with the following:

e. The right to receive a full refund for cancellation within the first sixty (60) days is not transferable and only applies to the original purchaser and only if no claim has been made. A ten percent (10%) penalty per month shall be added to a refund of a Service Agreement which is cancelled within the first sixty (60) days that is not paid or credited within fory-five (45) days after return of the Service Agreement to the provider. If this Agreement is cancelled after the first sixty (60) days, We will make a pro-rata refund based on time or mileage, whichever refund is less, less a twenty-five dollar ($25) administration fee.

Under the TRANSFER OF YOUR AGREEMENT Section, paragraph b. is amended as follows:

A twenty-five dollar ($25) transfer fee made payable to the Administrator.

ALASKA

A "licensed repair facility" is defined as a for-profit entity, recognized by the state, in the business of repairing motor vehicles.

If a covered claim is not paid within thirty (30) days after proof of loss has been filed, You may file a claim directly with the insurance company.
Paragraph e. under the CANCELLATION OF YORU AGREEMENT Section, is deleted and replaced with the following:

e. In the event You cancel this Vehicle Service Agreement, We will calculate and make a pro-rata refund based on time or mileage, whichever refund is less. Said refund will be calculated less, seven and one half percent (7.5%) of unearned premium, but not to exceed fifty dollars ($50).

The refund will be returned within forty-five (45) days of receipt of the cancellation request or the effective date of cancellation, whichever is later.
If We cancel a policy under this section, We shall return or credit any unearned premium to the agent or broker of record or directly to You or the premium finance company, if applicable, before the effective date of cancellation. No cancellation fee shall apply.

Under the WHAT IS NOT COVERED Section, paragraph a.4) is amended by adding the following:

This Agreement does provide Coverage if Your Vehicle is used for snow removal, provided Your Vehicle is properly equipped for such use and is not used commercially.

To paragraph d. is added:

This Agreement does not provide Coverage for damages for bad faith, punitive or exemplary damages, personal injury including bodily injury, property damage (except as specifically stated in the Agreement), and attorney fees.

Under the TRANSFER OF YOUR AGREEMENT Section, the transfer fee shall be twenty-five ($25) dollars.

CALIFORNIA

Travel Expenses ancillary benefit is not available in California. Under the DEFINITIONS section, the definition of Breakdown is deleted and replaced with the following:

Breakdown - Means the failure of a covered part under normal service due to defects in material and workmanship. A covered part has failed when it can no longer perform the function for which it was designed solely because of its condition and not because of the action or inaction of any non-covered parts.

Under the CANCELLATION OF YOUR AGREEMENT Section, paragraph e. is deleted and replaced with the following:

e. If this Agreement is cancelled within the first sixty (60) days and no claims have been filed, We will refund the entire Agreement price paid. If this Agreement is cancelled after the first sixty (60) days or a claim has been filed, We will refund an amount of the Agreement price according to the pro rata method reflecting the days in force based on the term of the plan selected and the date Coverage begins, less an administration fee of twenty-five dollars ($25) or ten percent (10%) of the Agreement charge, whichever is less.

GEORGIA

Under the CANCELLATION OF YOUR AGREEMENT section, paragraph

e. is deleted and replaced with the following:

e. If this Agreement is cancelled within the first sixty (60) days and no claims have been filed, We will refund the entire Agreement price paid. If this Agreement is cancelled after the first sixty (60) days or a claim has been filed, We will refund an amount of the Agreement price according to the pro rata method reflecting the greater of the days in force or the miles driven based on the term of the plan selected and the date Coverage begins. An administration fee of ten percent (10%) of the pro rata refund amount will be applied if this Agreement is cancelled by You. If You have cancelled this Agreement and have not received the refund from Us or the Administrator within sixty (60) days of such cancellation, You may contact the insurance company identified on the first page.

Company Cancellation:

This Vehicle Service Agreement is non-cancelable by the company except for fraud, material misrepresentation, or failure to pay premium. In the event of cancellation for fraud or material misrepresentation, such cancellation shall be made in writing to the Agreement holder and the lien holder. Cancellation shall not be in effect less than thirty (30)

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Longwood, Fl 32779

[in Florida] (407) 862-2225
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