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ANCILLARY BENEFITS

SUBSTITUTE TRANSPORTATION (MOTOR HOME ONLY)

In the event of a covered Breakdown, rental car reimbursement will be provided to You for receipted expenses at the maximum of fifty dollars ($50) a day for every eight (8) hours, or portion thereof, of labor time required to complete the covered repair, up to a maximum of six (6) days for each occurrence. Required labor time is determined by the applicable national repair manual. (This coverage does not apply toward time needed while waiting for parts or other delays beyond the control of the repair facility.) A maximum of three (3) additional days rental coverage applies in the event that a major component (engine, transmission or drive assembly) is to be replaced under the terms of this Agreement. If We send an inspector to determine whether repairs are covered by this Agreement, and We determine that they are, rental reimbursement will be provided for two (2) additional days. If the repair is not covered by this Agreement, no rental reimbursement will be allowed.

TOWING AND ROAD SERVICE

In the event of a mechanical Breakdown of a covered part, We will provide towing or road service to You, or reimburse You for receipted towing charges and emergency road service labor, not to exceed one hundred and fifty dollars ($150) per occurrence. Road service labor must be performed at the location of the failure.

TRAVEL EXPENSES

You will receive reimbursement from Us for a maximum of three (3) days for receipted expenses for meals (restaurants only), and receipted lodging incurred by You and Your family while staying at a hotel/motel, the maximum daily rate of one hundred dollars ($100) per day if:

  1. You cannot operate Your Vehicle due to a mechanical Breakdown covered under this Agreement and are more than one hundred (100) miles from home, and:
     
  2. Meals and lodging are required because the mechanical Breakdown, as defined, causes a delay en route. the date of the mechanical Breakdown shall be considered as teh first day of the three (3) day period. The expense must be incurred between the time of the mechanical Breakdown and the time when the repairs are completed, whichever occurs first.

SERVICE CALL REIMBURSEMENT (TRAVEL TRAILER ONLY)

In the event of a Breakdown of a covered part, We will reimburse You for actual receipted expenses for a service call, not to exceed seventy-five dollars ($75) per occurrence, in addition to normal parts and labor charges. In the event of a non-covered failure, the venefit will not be paid.

SCHEDULE OF COVERAGES

New and Pre-owned Motor Home, travel Trailer, Pop-up Supreme Coverage: includes everything not specifically excluded in the WHAT IS NOT COVERED section.

New and Pre-owned Motor Home Deluxe Coverage includes Engine, Transmission/Transfer Case, Drive Axle (Front and Rear), Suspension, Steering, Air Conditioning, Heating/Cooling, Fuel Delivery, Braking System, Electrical, Electronic High-Tech, Chassis Frame, Water Heater, Waste System, Fresh Water, Air Conditioning/Ventilation System, Range and Oven, L.P. Gas System, Refrigerator, Auxiliary Powerplant/ Generator/Electrical System, Seals and Gaskets (New Vehicles Only)

New Motor Home Coach Coverage includes Water Heater, Waste System, Fresh Water, Air Conditioning/Ventilation System, Range and Oven, L.P. Gas System, Heating System, Refrigerator, Braking System, Suspension System, Chassis, Auxiliary Powerplant/Generator/Electrical System, Seals and Gaskets.

New and Pre-owned Motor Home Powertrain Coverage includes Engine, Transmission/Transfer Case, Drive Axle (Front and Rear)
New and Pre-owned Travel Trailer Deluxe Coverage includes Water Heater, Waste System, Fresh Water, Air Conditioning/Ventilation System, Chassis, Auxiliary Powerplant/Generator/Elextrical System, Seals and Gaskets (New vehicles only).

MECHANICAL BREAKDOWN

We will pay or reimburse You for reasonable costs to repair or replace and of the covered parts listed in this Agreement if required due to mechanical Breakdown, less any Deductible. Replacement parts may be new, remanufactured, or parts of like kind and quality such as serviceable used parts. Coverage includes fluids when required as part of a covered repair. Labor will be paid out of a nationally recognized labor manual.
DEDUCTIBLE OPTIONS:The Deductible amount, You selected, as shown in the DECLARATION Section must be paid at the time of service.

SCHEDULE OF COVERAGES

NEW AND PRE-OWNED MOTOR HOME, TRAVEL TRAILER, POP-UP SUPREME COVERAGE

We will pay or reimburse You for reasonable costs to repair or replace any Breakdown of all parts except those listed under the WHAT IS NOT COVERED section, less any Deductible, in accordance with the general provisions contained in this Agreement.

NEW AND PRE OWNED MOTOR HOME DELUXE COVERAGE

ENGINE - All internally lubricated parts, including: pistons, pins and rings; connceting rods and bearings; crankshaft and main bearings; camshaft, followers and cam bearings; push rods, valves, springs, guides, seats and lifters; rocker arms, shafts and bushings; timing gear, chain, or belt, tensioners and retainers; eccentric shaft; oil pump; cylinder barrels. Engine head(s) and engine blick if damaged by the failure of an internally lubricated part. Water pump; oil can; intake and exhaust manifolds; engine mounts and cushions; engine torque strut, timingcover; valve cover(s); harmonic balancer; flywheel (flexplate) and flywheel ring gear; vacuum pump; dipstick and tube; and all pulleys.

TRANSMISSION/TRANSFER CASE - All internally lubricated parts contained within the transmission case; and transfer case; torque converter; vacuum modulator; internal linkage; mounts; oil pan; cooler and cooler lines; filler tube and dipstick. Transmission and transfer case if damaged by the failur of an internally lubricated part.

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Excel Credit
505 Wekiva Springs Rd. #200
Longwood, Fl 32779

[in Florida] (407) 862-2225
[toll free] (800) 337-7774


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